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November 16, 2012

The Trustee in Chapter 13

In Chapter 13 the trustee is a gate-keeper, overseer, and payment distributor. Quite different than in Chapter 7.
November 15, 2012

The Goal of Bankruptcy: the Discharge of Your Debts

Most—but not all—debts are written off, or “discharged,” in a bankruptcy case. Is there a simple way to know what will and what will not be […]
November 14, 2012

The Trustee in Chapter 7

In bankruptcy you hear a lot about "the trustee." What does this person do, in a "straight" Chapter 7 case, and in an "adjustment of debts" Chapter 13 one?
November 13, 2012

“Automatic” Protection from Your Creditors

Many bankruptcy attorney ads say: “Stop garnishments.” “Stop foreclosures.” “Stop repossessions.” So bankruptcy stops all those bad things. But is it as good as it sounds? […]
November 12, 2012

The “Automatic Stay” in Chapter 7 vs. Chapter 13

Chapter 7 often protects you from creditors well enough. But if need be, Chapter 13 protects you longer.