Does Filing Bankruptcy Affect a Non-Citizen’s Immigration Status?
Usually not. But in some limited situations the indirect consequences can be huge. Considering what’s at stake, if you are either a legal or illegal immigrant considering filing bankruptcy, this is definitely an area where you need the advice of both a bankruptcy and immigration attorney. It’s my job to give my clients advice, but […]
5 More Kinds of Chapter 13 Medicine for Saving Your Home
Chapter 13 is extraordinary in the number of distinctive ways it can solve debt problems endangering your home. Here are five more ways beyond the five of the last blog.
Do Non-Citizen Debtors Get All the Benefits of Filing Bankruptcy?
In a blog last week I said that non-citizens—legal or not—can file bankruptcy. All they need is appropriate identification. But that begs two questions: 1) Would that non-citizen receive all the benefits from that bankruptcy that a citizen would receive? 2) And would filing the bankruptcy hurt a legal non-citizen’s efforts to become a citizen, […]
Save Your Home with 5 Powerful Prescriptions Found in Your Chapter 13 Medicine Cabinet
Chapter 13 is often the best option for holding onto your home. That may be simply because it solves one of your major home debt problems, or instead because it solves a bunch of them all in one package.
Chapter 13 Should Not (Sometimes) Be Used to Save Your House
Although Chapter 13 is often the go-to prescription for hanging onto a home in financial distress, like most strong medicine it comes with side-effects. The simpler Chapter 7 “straight bankruptcy” may be the better solution for both short-term relief and long-term financial health.
Can Non-Citizens File Bankruptcy?
The answer is simple: Yes. The Bankruptcy Code does not limit who may file based on citizenship status. It states that “only a person that resides or has a domicile, a place of business, or property in the United States . . . may be a debtor . . . .” The “person” is simply […]
Stronger Medicine for Vehicle Loan through Chapter 13
If you are behind on your car or truck loan and a Chapter 7 case will not help you enough, file a Chapter 13 case instead so that you can keep that vehicle.
Buying Just Enough Time for Your Home with a Chapter 7 Straight Bankruptcy
What if you don’t want to keep your house, but just need a little more time to find another place to live? Or if you just need to finish a pending sale before a foreclosure happens? Or maybe you don’t want or need the extra benefits of Chapter 13. Or you just want to put […]
Options with Your Vehicle Loan under Chapter 7
Your car or truck loan may be the most important debt you have. Chapter 7 puts you in the driver seat for dealing with this debt.
Debts with Collateral–THE Fixation of Many Bankruptcies
Your vehicle loan, home mortgage, account at the appliance or electronics store, and maybe a debt that’s resulted in a judgment lien–these debts with collateral are the ones that grab the most attention during a bankruptcy case. And that includes the attention of the creditors, very interested in “their” collateral.