5 Common Mistakes Bankruptcy Clients Make

5 Common Mistakes Bankruptcy Clients Make Bankruptcy is governed by Title 11 of the United States Codes. Oftentimes, what makes sense in bankruptcy world does not make sense in everyday life. Here are the top 5 mistakes potential bankruptcy clients make. 1. Selling assets in an attempt to get out of debt What assets you […]

Bankruptcy May Not Cover Christmas Credit Card Binges

Does the following scenario sound familiar to you?  The Smith family has had a difficult year financially.  John Smith lost his lucrative career as a result of cutbacks to middle management at a previously thriving construction company and has been working two jobs in retail for several months.  Jane Smith recently re-entered the workforce after […]

When Creditors Won’t Reaffirm

When Creditors Won’t Reaffirm By Jacqueline S. Edington, Paralegal             Bob (not his real name) filed a chapter 7 bankruptcy.  Bob stated that his intentions on a 2007 motorcycle were to reaffirm.  In the usual frame of time Bob received his Order in No Asset, meaning Discharge was right around the corner.  Bob realized that […]

Removing Property Liens in Chapter 7 Bankruptcy

  Removing Property Liens in Chapter 7 Bankruptcy By Jacqueline S. Edington, Paralegal               Normally a second mortgage lien can not be removed in a chapter 7 bankruptcy.  However, if the creditor has put a “judgment” lien on the home instead of a “mortgage” lien; it can be done.  We recently had a debtor […]

Google Scholar: Legal Research for Both Lawyers and Non-Lawyers

By: Todd Spodek, Esq.: Google has recently launched Google Scholar, which is an amazing free resource for both lawyers and non-lawyers to research the law. Everyone can now read the full legal opinions of U.S. State, Federal and Appellate cases. These cases can be searched by the case name, or topic. Further, one can now […]

New York Bankruptcy Lawyers: Chapter 7

Bankruptcy is a legally declared inability or impairment of ability of an individual or organizations to pay their creditors. Bankruptcy law provides for the development of a plan that allows a debtor to resolve his debts through the division of his assets among his creditors. This supervised division also allows the interests of all creditors […]

Family lawyer- Taking Care of your Family Issues:

Family lawyer- Taking Care of your Family Issues: A Personal Family Lawyer is a trusted advisor who helps you to make the very best personal, financial, legal and business decisions for your family throughout your lifetime and is there to guide your loved ones when you can’t be. When people face the terrible stresses of […]

Bankruptcy Planning – What You Should Know About Transfers

Most people shudder at the thought of filing bankruptcy. An emotional response is natural, yet it also may cause unnecessary delay. Over a short time, procrastination limits options, wastes payments, and causes asset loss. You could easily prevent these poor results by reviewing your options early using a common sense approach. The best plans exploit […]

The Difference Between Chapter 7 and Chapter 13 Bankruptcy

Most consumers know bankruptcy can eliminate some types of debt, but they are unsure which type of bankruptcy to consider.  There are two types of consumer bankruptcy.  Chapter 7 bankruptcy is a type of personal bankruptcy and can be referred to as straight bankruptcy.  Chapter 13 bankruptcy is another form of personal bankruptcy and is […]

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