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Bankruptcy Overview

Michael Shemtoub is the managing attorney at the Lexington Law Group located in California. He is an attorney on the cutting edge of bankruptcy laws, practices and procedures. Mr. Shemtoub and his fellow bankruptcy attorneys make the needs and desires of their clients their top priority. When filing for bankruptcy, it is important not only to eliminate your debt but to protect your assets as well. For these reasons, Mr. Shemtoub and the other Lexington Law Group attorneys give each bankruptcy case the time and attention it deserves.

If you are considering filing for bankruptcy it may be in your best interests to retain the services of an experienced and knowledgeable California bankruptcy attorney. The Lexington Law Group employs some of the leading and most talented bankruptcy attorneys in the State of California. They have helped many of individuals with overwhelming debt to file for bankruptcy and successfully obtain a discharge of their debts. A California bankruptcy lawyer at the Lexington Law Group can help you determine if filing for bankruptcy is right for you. They will evaluate your situation and determine if you should file for Chapter 7 or Chapter 13 bankruptcy.

Whether filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy, the initial steps you need to take are the same. To begin the process you may complete a free internet evaluation or contact our office directly at 877-4-ASAP-LAW (877-427-2752). The consultation with a Chapter 7 bankruptcy lawyer or a Chapter 13 bankruptcy attorney is free. After reviewing your case, one of our attorneys will complete your bankruptcy petition and mail the paperwork to you for your review. When you receive the paperwork you may set up an appointment with the attorney to review the paperwork or the review may be conducted via a telephone consultation. Once the paperwork is approved, the bankruptcy petition will be filed with the court.

This is where Chapter 7 and Chapter 13 differ. With Chapter 7, a meeting with your creditors will be scheduled after the Trustee assigned to your case has received all necessary paperwork. A Chapter 7 bankruptcy lawyer can help you with this. A meeting of creditors usually occurs within 6 weeks of filing all requested paperwork. Approximately 90 days after the meeting of creditors you can expect a discharge to be mailed out by the Clerk’s office.

Chapter 13 bankruptcy works a bit differently. Within 30 days of filing your petition, you must submit your first Trustee Payment. A meeting of creditors will then be scheduled. If your creditors have no objection to the proposed debt discharge plan your case will be confirmed by a judge. If there are objections by your creditors you will have 30 days to make any necessary adjustments to the debt discharge plan. A Chapter 13 bankruptcy attorney can help you every step of the way.

Before filing for bankruptcy, please contact our law offices for a free bankruptcy consultation. Please call or go online today if you need assistance with YOUR bankruptcy case.

Are you going to file for chapter 7 bankruptcy or chapter 13 bankruptcy? California bankruptcy lawyers at the Lexington Law Group can help you make the right decision!

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