Americans DO See More Class Conflict
Many more Americans now believe that strong conflicts exist between the rich and the poor. After years of very high unemployment, millions of home foreclosures,
The Practical Consequences of Voluntarily Dismissing Your Chapter 13 Case
One advantage of filing a Chapter 13 case is that you can get out of it at any time. But what happens if you do dismiss your case?
The Far Limits of the Means Test
Very few people who want to file Chapter 7 bankruptcy need to take the means test all the way to its limits. But if you
Dumping Your Chapter 13 Case Midstream
You can usually get out of an ongoing Chapter 13 “adjustment of debts” bankruptcy case by simply asking to do so.
Dumping Your Chapter 7 Case Midstream, or Switching to a Chapter 13 One
You can usually change from an ongoing straight Chapter 7 case into a Chapter 13 payment plan. But getting out of bankruptcy altogether is generally not allowed.
The Arbitrariness of the “Objective” Means Test
The means test is supposed to be an objective way to decide who qualifies to file a Chapter 7 bankruptcy. So what’s so objective about