Paying Your Special Creditor After Filing Bankruptcy
If you file bankruptcy, it’s okay to voluntarily repay any debt. But there can be unexpected consequences.
“If Only I’d Gone to See My Bankruptcy Attorney Sooner . . . ”
Those are the words I hate to hear from a new client. Bankruptcy attorneys are in the business because we truly want to help people.
Creditors to Whom You Feel a Special Loyalty
In bankruptcy it’s okay to FEEL differently towards some creditors than others. You can also sometimes ACT differently, but only if you very carefully follow the rules.
Choosing the Right Medicine for Saving Your Home through Bankruptcy
Both Chapter 7 and Chapter 13 stop a foreclosure of your home. One or the other COULD be better for you and your home, but
Are Paying Debts a Moral Obligation?
Yes, you have a moral obligation to pay your debts. But do you have higher moral obligations to release yourself from those debts?
Can I Do a “Cramdown” on Collateral Other than My Home or Vehicle?
If you are buying something on time and want to keep it, you often can do so for less money IF you bought it more than a year ago.