Bankruptcy

November 13, 2012

“Automatic” Protection from Your Creditors

Many bankruptcy attorney ads say: “Stop garnishments.” “Stop foreclosures.” “Stop repossessions.” So bankruptcy stops all those bad things. But is it as good as it sounds? […]
November 15, 2012

The Goal of Bankruptcy: the Discharge of Your Debts

Most—but not all—debts are written off, or “discharged,” in a bankruptcy case. Is there a simple way to know what will and what will not be […]
December 5, 2012

Married Couples’ Protection from the IRS under Chapter 7 and Chapter 13

Filing bankruptcy with or without your spouse, and under Chapter 7 or Chapter 13, may affect what protections you each receive.
December 6, 2012

The Rigid “Means Test” Makes the Timing of Your Bankruptcy Filing Critical

Waiting just one day to file your Chapter 7 bankruptcy case can make qualifying for it much easier—or much harder! How could such a small delay […]
December 7, 2012

Spouse Needs to Join Bankruptcy to Discharge Income Taxes, But Reluctant Because Has No Other Debts and Has Separate Asset

Finding the best way out of this seeming Catch-22 depends on a full understanding of your unique situation and your goals.
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