Bankruptcy

At the Law Office of Andres Montejo, is a single attorney firm whom has helped hundreds of clients through Bankruptcy. He will sit down with you and explain to you which Chapter is better for you. His fees are very reasonable and he will give you the best option you deserve. Sometimes it is found […]

Chapter 7

INTRODUCTION This basic information about Chapter 7 bankruptcy should assist you in understanding the course of events that occur when you file a Chapter 7 bankruptcy. If you cannot find the answer to your question here, you may e-mail your questions to your bankruptcy attorney.   THE NEW BANKRUPTCY LAW The new bankruptcy law (effective […]

Chapter 13

INTRODUCTION The following is basic information about your Chapter 13 bankruptcy and the course of events you will experience. If you cannot find the answer to your question in the information below, you should direct your individual question to your bankruptcy attorney.   BASIC TERMINOLOGY Unsecured debts include personal loans and credit cards issued by […]

Mortgage Modification

Mortgage/Loan Modification Given the recent mortgage meltdown, the most recognized form of secured debt negotiations is loan modification. There are several companies that claim to be loan modification experts. While some are legitimate companies, most are glorified paper-pushers who just file the paperwork without understanding the programs for which you may qualify or what criteria […]

Foreclosure Defense

Foreclosure Defense Intro For the majority of people, their house is their most valuable asset as well as their beloved residence. Unfortunately, real estate speculation and the huge number of foreclosures in the past years has impacted the entire real estate market. Even people who never took out a sub prime mortgage have found themselves […]

How to prevent business bankruptcy!

Miami Bankruptcy Help

Do you want to find out ways on how to avoid business bankruptcy? You’ve probably heard of natural disasters destroying a company and leading them to bankruptcy but this isn’t the only one. There are tons of reasons as to why businesses fail, which is why you have to keep in mind that you’re prepared […]

What questions will be asked at the bankruptcy court?

Bankruptcy Court

Be Prepared to Answer Honestly   Have you thought about how you will be interrogated during the meeting of creditors? You’ve probably filed for bankruptcy recently due to your financial struggle and inability to pay off the debt you owe. If you filed for Chapter 7, you will be asking the court to discharge you […]

What do you need to qualify for a loan modification?

Apply for a Loan Modification

Find Out If You Are Qualified For A Loan Modification   Have you been suffering from financial struggles? Are you having trouble paying off your mortgage? Apply for a Loan Modification today! This will allow your interest rate to decrease, skip payments, make a new finance, etc. Don’t wait until you’re on the verge of […]

Common Bankruptcy Mistakes

When Declaring Bankruptcy, many people do not understand the federal bankruptcy law that have been changed recently. What is bankruptcy? Bankruptcy allows individuals or businesses (debtors) who owe others (creditors) more money than they’re able to pay to either work out a plan to repay the money over time or completely eliminate (discharge) most of […]

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