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If you face an overwhelming amount of credit card debt, mounds of medical bills, or threats of foreclosure, you are not alone. Many individuals in Florida face these same circumstances. However, a Chapter 7 bankruptcy represents a powerful tool to help eliminate debt and in many cases attain a fresh start.

Unlike Chapter 13 bankruptcy which involves a repayment plan, Chapter 7 bankruptcies involve liquidation. In a Chapter 7 bankruptcy, your nonexempt property and assets are sold to help repay your creditors. Contrary to other forms of bankruptcy, you can keep any property that is considered exempt.

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