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CHAPTER 7 BANKRUPTCY


If you face an overwhelming amount of credit card debt, mounds of medical bills, or threats of foreclosure, you are not alone. Many individuals in Florida face these same circumstances. However, a Chapter 7 bankruptcy represents a powerful tool to help eliminate debt and in many cases attain a fresh start.


Unlike Chapter 13 bankruptcy which involves a repayment plan, Chapter 7 bankruptcies involve liquidation. In a Chapter 7 bankruptcy, your nonexempt property and assets are sold to help repay your creditors. Contrary to other forms of bankruptcy, you can keep any property that is considered exempt.


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