Doral Bankruptcy Lawyer | Andres Montejo Law
According to the Doral (Florida) personal bankruptcy law, bankruptcy is a legal proceeding in which a person gets a fresh financial start, if he declares that he cannot pay his bills. This is a right provided to the citizens of the United States, under the federal law.
Once you file bankruptcy under the Doral personal bankruptcy law, it immediately puts a stop on all your creditors from demanding their due from you, until your debts are sorted out according to the Doral personal bankruptcy law.
Speak to me as a Doral personal bankruptcy lawyer for professional help and guidance. Call me for a FREE assessment of your case.
Under the Florida Doral personal bankruptcy law, bankruptcy makes it possible for you to:
- Eliminate the legal obligation to pay all your debts or “discharge” them. Bankruptcy therefore gives you a clean slate to begin afresh.
- Prevent foreclosure on your house or mobile home and lets you pay missed payments. However, it doesn’t bypass mortgages and other liens on your property without payment.
- Stop repossession of your car or other property, or force the creditor to return property after it has been repossessed.
- Stop wage garnishment or the method by which debt is collected from a certain portion of the debtor’s salary and then paid to the creditor.
- Stop all other forms of debt collection harassment.
- Challenge the claims of those creditors under the Doral personal bankruptcy law, committed fraud or are trying to collect more than you really owe them.
However, bankruptcy, as your Doral personal bankruptcy lawyer will advise you, cannot cure all your financial ills. It has its limitations too. While you can force a secured creditor to take payments over a prolonged period as part of the Doral personal bankruptcy process and bankruptcy can do away with your having to pay any extra money if your property is seized, it certainly doesn’t mean that you keep the collateral unless you continue to pay the debt.
The Doral personal bankruptcy law also states that there are certain types of discharge debts such as child support, alimony, divorce-related debts, student loans, court restitution orders, criminal fines, and some taxes.
If a friend or relative has co-signed a loan under Doral personal bankruptcy law, it is your duty to protect him on your debts or he will also have to shell out part or the entire loan. Your Doral personal bankruptcy lawyer or attorney will be able to guide you through the maze of difficult and complex laws. Call me at 786-377-3954.
Are you afraid of answering the phone? Are creditors calling you at work? Are you being threatened with lawsuits or garnishments of wages? Are you having a hard time sleeping well? Your children, your family, what can you do?
It is time to call Andres Montejo for your free consultation
serving the city of Doral!
STOP those harassing activities from unscrupulous collection agencies, they are illegal and YOU have rights!! Many of you are very afraid of what will happen to your lives as a result of your difficulties in keeping up with your obligations. Some of you are even losing your homes to foreclosure. People don’t know where to turn in order to get proper advice. I have been helping many clients like you get through these hard times. I will take all the necessary time to speak to you and explain the pros and cons of all the alternatives available to you. Let me help you clarify your options with good honest advice.
Bankruptcy happens; it’s a hard fact of life. That doesn’t mean you need to lose your property over it. I will defend you and your family and make sure that you understand your rights.
Don’t let bankruptcy defeat you. Defend your legal rights with my help. Call today for a free consultation! Feel free to surf this site for information related to this topic.
Doral Bankruptcy Law Center of Andres Montejo
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