I am assuming that you are reading this because you have reached the end of the road regarding your financial situation and you simply don’t know what to do anymore, correct? Let me tell you something: you are not alone. With the economy still on a downward spiral, a lot of people are facing tough choices like file for bankruptcy or find an agreement with creditors. People are desperate to find a way to make all those nasty, threatening calls from creditors and debt collectors stop once and for all. I mean, it’s not like you are not paying because you don’t want to, but simply because you can’t.
Listen, debt collectors and credit card companies are ruthless when it comes to getting their money. I mean, it’s like they are worse than the mafia. They call you day and night to your work and to your home. They send you letters threatening to take everything you own one day and letters to promise you solutions the next. The reality of the situation is that if you are deep into credit card debt and you simply can’t afford to pay your debt back, you need to realize that the government has laws to protect you and your family agains all threats and lawsuits from your creditors.
A Chapter 7 bankruptcy will help you get back on your feet and get your finances in order by wiping your debts away. Sure, this will stay on your credit report for several years, but listen, this isn’t as bad as many people make it to be. Let’s be honest, your credit is probably already in pretty bad shape, let’s say for argument’s sake that it’s around 530. If you were to file bankruptcy today, your credit score in 6 months would be in the mid 600’s.
Look, if filing for bankruptcy was immoral or illegal, it would not be a protection granted by the government. This is procedure to help people get control of their financial situation and start over. Just like Wall Street and many financial institutions were bailed out by the government last year, you too deserve a bail out and a second chance.
Don’t spend another day fretting the sound of the phone ringing, hiding from creditors anymore. Take action today and speak with a bankruptcy attorney about your options. An initial consultation is always free and strictly confidential. In order to get in touch with someone in your area, all you have to do is fill out a quick form on the web with your information and you’ll receive help from a bankruptcy lawyer today.