You finally managed to get out of that situation of Filing Bankruptcy in Miami with your debtors and you’re on the starting line of starting over your financial life. At this time, you have learned from your mistakes and want to have a fresh start.
How do you get started over again?
Well, the first thing and best thing to do is keep copies of your bankruptcy paper work. Why is this important? Some creditors will try to collect on a debt that has been discharged, and if this happens creditors can get in huge trouble!
Try not to fall behind your debts that are non-dischargeable. Stay ahead of them by paying them regularly. Make arrangements to creditors to pay them.
Start building your credit. One of the main things to do when starting this financial race is to start building your credit. To do this: Obtain a secure credit card which is a credit card that uses money deposited in the bank as collateral for the credit card. Financing a vehicle will help build your credit effectively, but try to limit your investment to something less expensive.
Set up a savings plan. Try to put some money away for emergencies as soon as possible. Even a small account can add up in the long run. Also be sure to contribute to a retirement plan!
Click here to learn more about life after bankruptcy and more things that you can do to get started.
Law Offices of Andres Montejo can help you with Filing Bankruptcy in Miami and with your recovery from bankruptcy. We know how difficult it is to be to start over fresh. With our expertise we will be a great help to your cause. Please consider us in your journey to starting your new financial life! Click here to schedule a free consultation, and we’ll get back to you within 24 hours!