While some consumers may consider filing for bankruptcy without an attorney, respected Los Angeles,Shemtoub of the Wilshire Law Group advises strongly against it. Shemtoub has seen too many instances where individuals who try to “do it alone” end up putting themselves in a worse financial situation than they were in before bankruptcy. In other words, they accomplish the exact opposite of their bankruptcy’s goal.
The Dangers of Filing for Bankruptcy without an Attorney
Consumers who get in over their heads with debt and find themselves facing bankruptcy may be tempted into filing for bankruptcy without an attorney. After all, with all the money they already owe, and with the option to file without an attorney, why not avoid hefty legal fees and file without an attorney?
Nothing could be a worse idea than filing for bankruptcy without an attorney. US bankruptcy laws are complex; the bankruptcy court main website expressly states that “While individuals can file a bankruptcy case without an attorney… it is extremely difficult to do it successfully” (Source: USCourts.gov). The same website goes on to state:
“It is very important that a bankruptcy case be filed and handled correctly. The rules are very technical, and a misstep may affect a debtor’s rights… hiring a competent attorney is strongly recommended.”
As if the federal laws governing bankruptcy weren’t complicated enough, there are also all the additional state laws. A bankruptcy lawyer in California, for example, has to stay up-to-date on all the latest bankruptcy statutes specific to the state. It’s easy to see how, without an experienced, consumers can easily find themselves confused, overwhelmed, and making mistakes that cost them a fortune.
About Shemtoub and the Wilshire Law Group
Shemtoub and the other bankruptcy attorneys in the Wilshire Law Group have years of experience guiding consumers and small businesses through the challenging process of bankruptcy. The testimonials posted onto the Wilshire Law Group’s website bears witness to their great success with countless clients in Southern California.
Shemtoub is a bankruptcy attorney in California who stands by his clients throughout the entire process of bankruptcy, even through bankruptcy’s aftermath. The same holds true for each of the lawyers in the Wilshire Law Group. From the free consultation at the beginning of the process, to the bankruptcy filing itself, to post-bankruptcy educational seminars designed to help consumers repair their credit and their financial lives, the Wilshire Law Group is a firm that is clearly dedicated to its clients.
The Wilshire Law Group also makes one unique promise to all clients and potential clients that makes them stand apart from the crowd: their guarantee is to return all phone calls within twenty-four hours. The twenty-four hour phone call promise shows that every client, no matter how big or how small, is valued at the Wilshire Law Group.
About the Author:
The Wilshire Law Group is a highly regarded law firm providing client-focused, interdisciplinary services that result in high-value legal counsel for our clients. Michael Shemtoub, founder and lead attorney at The Wilshire Law Group, has been advocating for everyday Americans for many years in practice areas that encompass the full range of consumer legal services, including bankruptcy and debt consolidation. Our attorneys are recognized in the industry as being passionate and innovative leaders in their respective areas of practice.