Home Sweet Home in Chapter 7 and Chapter 13
Bankruptcy protects your home. Both Chapter 7 and 13 do so, but which is better for you?
The Kinds of Debts Better Handled through Chapter 13
Simplistic but often true: Chapter 7 deals better with simpler debts, while Chapter 13 with more complicated debts. What ARE more complicated debts?
A Simple Chapter 13 Case
If you have debts that can’t be written off (“discharged”) in a “straight” Chapter 7 case, such as back child support or recent income taxes, Chapter 13 can be a much better alternative. A couple blogs ago I wrote about the discharge of debts under Chapter 7. I ended by saying that if you have […]
Help! I Need to File Bankruptcy But Already Did One a Few Years Ago
If you need bankruptcy protection but already filed a bankruptcy case within the last few years, you may still be able to file a new one now.
Help! Support Enforcement Just Garnished My Paycheck, and is Threatening to Do Worse
If you’re behind on child or spousal support, the support enforcement agency can be extremely aggressive. Chapter 7 doesn’t help much. Chapter 13 CAN.
Bankruptcy Stops Wage Garnishments Before They Can Hit You
Bankruptcy protects your paycheck because it’s more powerful than a creditor’s garnishment court order.
Power to Preotect Your Home Against Your Mortgage Lender and Lienholders
If you want to hold onto your home, Chapter 13 gives you many extraordinary advantages.
What Makes Your Bankruptcy Simple, and Not So Simple?
If your financial life is legally simple, your bankruptcy will likely be simple. What is it about your financial life that makes for a not so simple bankruptcy case? Bankruptcy can be very flexible. If your finances are complicated, bankruptcy likely has a decent way to deal with all the messes. My new clients are […]
Final Reasons to Get Legal Advice Before Deciding to Sell Your Home
Bankruptcy gives you a wide range of tools that can help you keep your home or sell it on your own schedule. Many of these tools provide surprising advantages for you. Especially when it comes to your home, know your options before you make decisions. This is the last of a series of three […]
Bankruptcy Can Solve Your Debt Problems Even If You Can’t Write Off Every Debt
Don’t disregard bankruptcy as an option just because it does not write off the debt which is your immediate headache. There’s likely some good medicine for that headache after all.