means test

April 30, 2012

A Big Benefit to Owing Lots of Business Debt: Skip the “Means Test” and Qualify for Chapter 7

If you owe more business debt than consumer debt, then you can avoid not only the "means test" but also some other roadblocks to a successful post-business Chapter 7 bankruptcy case.
June 5, 2012

Five Truths about Qualifying for Chapter 7 Bankruptcy

Not everyone who wants to file a Chapter 7 “straight bankruptcy” can do so. But most do. There is probably no topic that causes more confusion […]
August 13, 2012

What is “Median Family Income,” and If You’re Making More Than That Can You Still File a Chapter 7 Case?

If your family income is more than the "median family income," you may still be able to file under Chapter 7.
October 19, 2012

I Make Too Much for Chapter 7, Owe Too Much for Chapter 13, So Now What Do I Do?

If you don't qualify for either Chapter 7 or 13, do you have to do a very expensive Chapter 11 reorganization? Or could you still qualify after all?
October 22, 2012

How to File a Chapter 7 “Straight Bankruptcy” Even If You Make More than the “Median Family Income”

The amount of your income may not disqualify you from Chapter 7.
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