unsecured debt

May 16, 2012

Stronger Medicine for Vehicle Loan through Chapter 13

If you are behind on your car or truck loan and a Chapter 7 case will not help you enough, file a Chapter 13 case instead so that you can keep that vehicle.

July 2, 2012

The U.S. Supreme Court’s Health Care Decision

Even without mentioning the word "bankruptcy," the most important court decision in years may still have a huge effect on future bankruptcies. How? Possibly by greatly reducing the need to file bankruptcies resulting from medical debts.

July 6, 2012

Can I Do a “Cramdown” on Collateral Other than My Home or Vehicle?

If you are buying something on time and want to keep it, you often can do so for less money IF you bought it more than a year ago.

July 9, 2012

Are Paying Debts a Moral Obligation?

Yes, you have a moral obligation to pay your debts. But do you have higher moral obligations to release yourself from those debts?

July 13, 2012

Paying Your Special Creditor After Filing Bankruptcy

If you file bankruptcy, it's okay to voluntarily repay any debt. But there can be unexpected consequences.

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