When should you consider bankruptcy?
Bankruptcy Defense Attorney Miami Are you paying your bills with your credit cards? How many credit cards have you applied for in the past 6 months? Is your income smaller than what you’re spending? You’re probably aware that you’re on the verge of bankruptcy or not, and if you’re not then the right thing to […]
Why is Bankruptcy the Smartest Choice?
File for Bankruptcy Miami Dealing with Debt Are you currently drowning in the sea of debt and can’t seem to get out? Do you feel you are stuck in constant debt and see no way out? Let our professional bankruptcy attorneys ensure that bankruptcy is the most convenient option for you! If you […]
What are the steps to declaring bankruptcy?
Steps That Should Be Taken When Declaring Bankruptcy Have you been debating whether you should declare bankruptcy or not? Are you on the verge of Declaring Bankruptcy and you need to know how to do it? Before you declare bankruptcy it is extremely important that you are sure that’s the only option. A helpful […]
Common Bankruptcy Myths
Bankruptcy Attorney Miami and Hialeah offers the best services for those filing bankruptcy. It might be true that before you visit Andres Montejo, you may visit other bankruptcy lawyers that can tell you different things that are not true. If you hear any of these myths, you may not be receiving the best services you […]
Married Couples’ Protection from the IRS under Chapter 7 and Chapter 13
Filing bankruptcy with or without your spouse, and under Chapter 7 or Chapter 13, may affect what protections you each receive.
Why Chapter 13 is So Nifty
Chapter 7 is short and sweet and to the point. It often gets what you need—a discharge (a legal write-off) of all or almost all of your debts. But in SO many situations, Chapter 13 gives you so much more. A couple blogs ago I showed a simple Chapter 13 case works. In my example, […]
A Simple Chapter 13 Case
If you have debts that can’t be written off (“discharged”) in a “straight” Chapter 7 case, such as back child support or recent income taxes, Chapter 13 can be a much better alternative. A couple blogs ago I wrote about the discharge of debts under Chapter 7. I ended by saying that if you have […]
The Trustee in Chapter 13
In Chapter 13 the trustee is a gate-keeper, overseer, and payment distributor. Quite different than in Chapter 7.
Keeping Everything You Own Through Chapter 13 Bankruptcy
One good reason that people filing Chapter 7 don’t lose any of their stuff to the bankruptcy trustee—if they did have something to lose, they would likely have filed a Chapter 13 instead. How does Chapter 13 protect what you’d otherwise lose in a Chapter 7 “straight bankruptcy”? As I said at the beginning of […]
The Simplest Save-Your-Business Chapter 13 Case
Here’s how to focus on running your business, by stopping your creditors from taking the wind out of your sails. In the last few blogs I’ve been talking about some of the extra considerations that come into play when you own a business, are having financial troubles, and wonder if bankruptcy can help. No question—most […]