The Limited Power to Force a Creditor to Surrender Your Garnished Wages
Once garnished, that portion of your wages or salary is forever gone. With one exception.
Preserve Your Ability to File Bankruptcy at the Time You Want
Sometimes the timing of your bankruptcy filing hardly matters, but other times it’s huge. The three examples in this blog should convince you that you want to avoid being rushed to file your case because a creditor sued you earlier and is now garnishing your wages. Instead you want to preserve the ability to file […]
Avoid Being Nice to “Special” Creditors Before Filing Bankruptcy
One of the best ways to hurt one of your creditors is by being nice to him, her, or it. Specifically, if, before you file a bankruptcy, you pay a creditor much more than you are paying at that time to your other creditors, then that favored creditor may be required to give back that […]
“If Only I’d Gone to See My Bankruptcy Attorney Sooner . . . ”
Those are the words I hate to hear from a new client. Bankruptcy attorneys are in the business because we truly want to help people. It’s an emotionally tough area of law, dealing all the time with clients who are financially hurting. Usually my client are also hurting in other ways, related to what caused […]
Creditors to Whom You Feel a Special Loyalty
In bankruptcy it’s okay to FEEL differently towards some creditors than others. You can also sometimes ACT differently, but only if you very carefully follow the rules.