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Miami Bankruptcy Lawyers

The best law practices & services for all your legal needs.

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Miami Bankruptcy Law Firm

Foreclosure Defense

Are you one of the many home owners facing Foreclosure? At the Miami bankruptcy lawyer Andres Montejo, Esq., we have years of experience dealing with any and everything related to foreclosures in the state of Florida.

Mortgage Modification

Avoid foreclosure and keep your home with payments you can afford. If you're struggling to make mortgage payments, if you're worried about a looming interest rate, adjustment, or if you're already behind on mortgage, can help.

Chapter 7 & 13 Bankruptcy

We are Miami bankruptcy lawyers helping individuals, and families. We offer personal attention and a positive approach to Miami bankruptcy proceedings. Stop harassing credit card calls today.

About us

The Florida Bankruptcy law can be complex and confusing.

The Bankruptcy Law Center of Andres Montejo, in Miami – Fort Lauderdale specializes in bankruptcy law, foreclosure defense and mortgage modification. We can help you navigate bankruptcy code to find the best financial strategy for you. Bankruptcy relief is available for almost everyone in Miami – Florida who needs protection from creditors and an opportunity for a fresh start. Let us at Miami’s Bankruptcy Law office of Andres Montejo speak to you about bankruptcy in the state of Florida so that you can see where you stand when it comes to filing for bankruptcy in Miami….

Practice Areas

Administrative

Bankruptcy

Real Estate

Family

Latest questions and answers

Bankruptcy allows individuals or businesses (debtors) who owe others (creditors) more money than they’re able to pay to either work out a plan to repay the money over time or completely eliminate (discharge) most of the bills.

Secured debt is a claim that’s secured by some type of property, either by an agreement or involuntarily with a court judgment or taxes. Creditors can generally claim the property that secures the debt in the event of bankruptcy. Unsecured debt is not tied to any type of property, and the creditor doesn’t have a claim to their property. A mortgage is a secured debt on you property.

Consumers typically file Chapter 13 bankruptcy, where repayment is made to creditors, or Chapter 7 where the debts are dismissed. Each chapter of bankruptcy spells out: What bills can be eliminated How long payments can be stretched out What possessions you can keep Additional information The type depends on your circumstances and if you have assets available to repay all or part of the your debts. Bankruptcy laws can be tricky and involved, so determining if, when and which type of bankruptcy you need should be made with careful thought or the input of a bankruptcy lawyer.

Generally, you can convert a case one time to any other chapter you’re eligible for. The request to convert can be a simple one-sentence document. Watch out for issues, such as moving from a Chapter 13 to a Chapter 7, you’ll need to review whether you have acquired items that are now be considered property of the estate under Chapter 7 that weren’t part of the previous filing. Ask the trustee or a bankruptcy lawyer for additional issues.

With few exceptions, any person or business owing money to a creditor can file a bankruptcy petition.

Latest Blogs

Blog

Bankruptcy

At the Law Office of Andres Montejo, is a single attorney firm whom has helped hundreds of clients through Bankruptcy. He will sit down with

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Blog

Chapter 7

INTRODUCTION This basic information about Chapter 7 bankruptcy should assist you in understanding the course of events that occur when you file a Chapter 7

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Blog

Chapter 13

INTRODUCTION The following is basic information about your Chapter 13 bankruptcy and the course of events you will experience. If you cannot find the answer

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Blog

Mortgage Modification

Mortgage/Loan Modification Given the recent mortgage meltdown, the most recognized form of secured debt negotiations is loan modification. There are several companies that claim to

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Blog

Foreclosure Defense

Foreclosure Defense Intro For the majority of people, their house is their most valuable asset as well as their beloved residence. Unfortunately, real estate speculation

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