Chapter 7 Bankruptcy
Are you being harassed by aggressive collectors? Are they making rude and embarrassing phone calls and sending threatening letters? Are you worried what is going to happen to you, your family , your home and your property? Isn’t it time to call a trusted and qualified Bankruptcy Lawyer?What is Chapter 7 Bankruptcy
Chapter 7 Bankruptcy is the fastest way to eliminate most of your debts and allow you to begin a fresh start. Once the case is filed it will usually be completed within 4 to 6 months. By taking the free interview offer with us, we can help you determine if a Chapter 7, Chapter 13 or other Bankruptcy Alternative is the best choice for you. As an Attorneys I have helped people just like you get our from under the burden of debt and achieve a financial fresh start.Call me at 3058173677
In a Chapter 7, if you qualify, you will be able to get rid of most of your debts. These debts include credit card, medical, personal bank loans, and many more. They will not discharge debts to the IRS in most circumstances, nor they will discharge student loans in most circumstances. Debts that are secured by property, whether real or personal , will remain securing the property but your personal responsibility will be discharged. For example your home, you can reaffirm the debt of your mortgage, and continue paying it. If you have a vehicle which owes money to a lender, you can reaffirm the vehicle and continue making the payments, or you can surrender the vehicle to the creditor. Some purchases seem like credit card purchases which are usually unsecured, but they hold a security interest on what was purchased. For example lets say you purchased some furniture from El Dorado Furniture with their credit, their credit terms state that the items purchased remain as collateral until paid in full, so these debts may have to be dealt with thru the bankruptcy. Jewelry is another example of purchases that seem like regular credit card purchases, but if you used the merchants credit card, the jewelry you bought is collateral to the loan and the creditor may ask for the items back or get paid fair market value. Check Here for more information It is time to call Andres Montejo for your free consultation to STOP those harassing activities from unscrupulous collection agencies, they are illegal and YOU have rights!! Many of you are very afraid of what will happen to your lives as a result of your difficulties in keeping up with your obligations. Some of you are even losing your homes to foreclosure. People don’t know where to turn in order to get proper advice. I have been helping many clients like you get through these hard times. I will take all the necessary time to speak to you and explain the pros and cons of all the alternatives available to you. Let me help you clarify your options with good honest advice. Bankruptcy happens; it’s a hard fact of life. That doesn’t mean you need to lose your property over it. I will defend you and your family and make sure that you understand your rights. Don’t let bankruptcy defeat you. Defend your legal rights with my help. Call today for a free consultation! Feel free to surf this site for information related to this topic.Bankruptcy Law Center of Andres Montejo
Click Here for a Free Consultation Phone: 305-817-3677